My original savings goal has been reached!!! I am absolutely thrilled to say the least! We reached this goal months ahead of when I thought we would - originally I was thinking and hoping for January, 2017, and I am so very grateful to have this goal complete & crossed off my list!
It is absolutely worth being "poor", saying "no" to stuff/activities, sticking to a strict budget along with all the scrimping and saving we've been doing to see that nice fat number sitting in our bank account collecting interest! For the price range of the houses we're currently looking at (so we don't end up "House poor") we now have a nice, full 20% deposit ready & waiting!! Not just a token 5% deposit, but something that will take a nice chunk of change off of our mortgage! We're also going for a short 15 year mortgage, so a nice down payment makes a BIG difference in payments!! I do hope to 'bulk' this goal up a bit more, but for now I'm going to stick with my original goal as I have another goals that need reached in order to make this one a reality...
Now onto my next goal... Dallas is moving to Toronto with his girlfriend (I love her!) at the end of August (I'm losing my baby...) and I promised him some financial help. And before anyone says, "Oh, he should do it on his own, blah, blah, blah", he is doing it on his own, but who doesn't need help when moving out for the first time? He's an awesome kid, and honestly I could not have asked for a better son! He has never given me so much as even one day of grief! He's never, ever been in trouble, never done anything to disappoint me, etc... He has grown up into an amazing man and I'm happy that I'm able to help him in this small way. Honestly i'm sad though... I kinda figured he wouldn't live with me forever, but I'm going to really, really miss him... *sniff, sniff* Anyways, my goal for him is $450.00 which shouldn't take me too long to save as long as my customs keep moving and I can see a few RTS items.
Then my next goal for after I have that money set aside for Dallas is to double our Emergency Fund. It has been untouched for years sitting at $5K, I'd like to double that ASAP. Goal for this one is by January 1st, 2017. We shall see but with Christmas coming up, I'm hoping for a bump in sales to help me reach this goal! Then I have another goal I need to work on, but I'll share that when I reach this goal! One at a time...
As for my budget post... I'll do that tonight 'cause I really need to get back to my sewing and get a few orders knocked off my list so I can begin a patchwork blanket order this weekend!
Enjoy your day!!