Well, we're now in the last week of our January No/Low Spend and Decluttering challenge! Can you believe how fast January has flown by! For myself, i'm quite happy with my progress so far!! I still have a fair bit to accomplish to acheive my main decluttering goal, but have already exceeded all my financial goals for the month!! On top of reaching all my financial goals this month due to an *especially* good savings month. We now have $3K in our EF because of a "little push".
As for my main decluttering goal, well... let's just say, our storage room is FREEZING COLD and i'm not overly excited to hang out in there for hours on end when it's already -30 outside today and the heat has been turned up for the next few days while we
wait out get used to this weather once again. *blush*
Last weeks challenges were as follows:
Financial: GIVE. Simple as that. - I have been hibernating over the last week so honestly haven't been around anyone but my family. However, I did have an opportunity to help out a blog reader who lives on a lower income by sending her our router that we're no longer now that we've upgraded. So, i'm going to count the router along with the postage costs this as my "Giving" challenge this week and hope everyone thinks that's ok!
Decluttering: Declutter a closet and snap before & after photos. Done! And boy did my closet need it! hahaha!! Here are my before & after photos!
How did you do on last weeks challenges?
Now we need a couple new goals for our final week!! How about we go with these:
Financial: Whatever your budget is for the week, cut it. Can you cut it down 10%, 25%, maybe even in half for the week? Figure out a realistic cut, then put the extra towards debt or a savings goal!
I'm cutting our budget back by $285.00 for the remainder of January. A whopping 70% cut for the week!! We had $100 left from last weeks $200 budget, so I pulled out $120 to add to it today. I have already used just under $50 of it for:
- postage for router, US & Canadian stamps
- a few grocery items (18 pk. eggs, ravioli, natural ch.breast lunch meat)
- new dish cloths
- wash cloths
The dish & wash cloths were much needed. I've been meaning to buy them forever, so when I saw them on sale for $2.50 and $5.00, I grabbed them. We're left with $183 and change for the rest of January. By cutting our budget back i'll be able to add $50 to our Xmas savings in hubbys work account, and $285 to our slush fund on Thursday!! :) Today I did a quick bank run and was able to add another $268 to our slush fund, bringing it up to $888.00!! $200 of that from a Blue Cross Refund chq, $68.00 from a custom order. I also had another custom order for $25, but spent $15 of that on Morgan's new glasses, and gave my son $10 to buy a computer game. After hubby gets paid on Thursday, our slush fund will be sitting at $1133.00! I was also told that Morgan's eyewear claim should finally go through this week, adding hopefully another $200 into our slush fund!!
I'm so sorry if this sounds like "gushing", i'm just so pleased with how much we've been able to save this month by sticking to the bare basics (more or less) and really watching where our spending has been going. This along with custom orders, a couple blue cross refunds, GST refund, has made this month an amazing month to build up our savings accounts rather painlessy! I feel so abundantly blessed as we had a string of things to save up for and it looks like we're covered!!
My husband has been an absolute trooper about my saving money as well.. he hasn't said anything about us having a "lack of money" this month, or "not having enough" even once. He's been so supportive and proud of my saving, it helps so much and gives me the extra boost to finish out the month with a bang!! :)
Decluttering: It's time to organize our food stash! Your pantry, cupboards you keep food in, fridge, freezer, etc... take inventory of what you have, organize it, toss any old, expired foods, make a menu plan using up any items that are nearing their "best before" day, donate foods you won't eat, etc... Don't forget to snap before & after photos!! If you've already done this over the month, well, you're off the hook!! ;)
We have a small pantry, we use a couple shelves in one of our linen closets for food storage, a 3/4 size deep freeze, and our fridge/freezer. So... I have some organizing to do this week. lol! I think it's going to be time consuming to take inventory, but will help. I'm undecided if i'll inventory everything, or just meat as that's what I base our meals around each night. Hubby is a meat & potatoes man, so we rarely have veggie based meals around here very often.
Well, I think that covers it for this week on my end! I hope everyone had a wonderfull week and is able to finish off the month with a bang! If you feel like you're dragging, hang in there, we're almost there!! :)
Please link me up to your challenge posts from last week and any other updates you'd like to share with me! :)